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ENCL vs. OILY: The Ultimate Canadian Energy Covered Call ETF Showdown

ENCL vs. OILY: The Ultimate Canadian Energy Covered Call ETF Showdown

The energy sector is heating up, and with geopolitical tensions rising in the Strait of Hormuz, oil price volatility is back at the forefront of every investor’s mind. If you are looking to capture high yields while maintaining exposure to the Canadian energy patch, you’ve likely come across two heavyweights: ENCL.TO and OILY.TO.

3/25/2026Read More →
Canada’s Major Covered Call ETF Issuers (2026 Edition)

Canada’s Major Covered Call ETF Issuers (2026 Edition)

If you’ve been in the Canadian income-investing world long enough, you start to realize that every fund house has its own “hidden agenda.” On the surface, everyone is flaunting double-digit yields, but under the hood, the strategies, fee structures, and genuine “skin in the game” vary wildly. Today, let’s cut through the marketing fluff and look at the true colors of the 8 major players.

3/21/2026Read More →
How I Save 5%+ at Walmart - My “Secret Weapon” for Grocery Shopping in Canada

How I Save 5%+ at Walmart - My “Secret Weapon” for Grocery Shopping in Canada

If you live in Canada, you know the struggle: inflation is hitting the grocery aisle hard. As someone who loves optimizing systems—whether it’s code or my family budget—I’m always looking for a "logic hack" to lower my monthly burn.

3/19/2026Read More →
BMO’s New Target Cash Flow ETFs (.T Units): Sustainable Income or Yield Trap?

BMO’s New Target Cash Flow ETFs (.T Units): Sustainable Income or Yield Trap?

A standard Covered Call ETF generates distributions by selling options and collecting premiums. BMO’s Target Cash Flow series, however, relies on **Return of Capital (ROC)** to meet a specific payout goal.

3/19/2026Read More →
How I Stashed $300+ Using Rakuten and GCR in Canada

How I Stashed $300+ Using Rakuten and GCR in Canada

While I spend a lot of time on this blog analyzing high-dividend ETFs and covered call strategies to build a "money machine," I’m also a big believer in optimizing the **outflow**. If you’re living in Canada and shopping online without using a rebate portal, you’re essentially leaving free money on the table. Today, I’m breaking down the two "staples" of my personal finance toolkit: **Rakuten.ca** and **Great Canadian Rebates (GCR)**.

3/18/2026Read More →
Evolve's EASY ETF

Evolve's EASY ETF

Today, we are diving deep into Evolve’s recently launched all-in-one ETF: **EASY**. The Ultra Yield series has been live for about six months now, and during that time, both the underlying holdings and the macro environment have shifted significantly. In this post, I want to re-examine this product. We aren't just looking at whether the allocation makes sense on paper; we are going into the data to see how its sub-ETFs are performing in the real world.

3/15/2026Read More →
2026 Tech Covered Call ETFs: What to buy?

2026 Tech Covered Call ETFs: What to buy?

The relentless tech bull market of 2025 has left income investors with a paradox of choice. While yields are soaring, the mechanics under the hood have become increasingly complex. Between leverage, moneyness, and active rotation, not all "yield giants" are created equal.

3/12/2026Read More →
Hamilton HDIV ETF

Hamilton HDIV ETF

oday, I want to take a deep dive into a prominent Canadian high-yield ETF — Hamilton’s HDIV.

3/11/2026Read More →